You need to think of how much money you will be withdrawing
if any, and how much interest you will earn. I keep my money in a ROTH ira and
at a credit union. I choose to keep my money here because in the ROTH I earn a
lot of interest and my money is available if necessary. I keep the other half
at a credit union because of the limited fees and the benefits it gives me
because I still go to school.
