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Answer:

A credit score predicts how likely you are to pay back a loan on time. A scoring model uses information from your credit report to create a credit score.

Explanation:

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Answer:

Credit scoring is a statistical analysis performed by lenders and financial institutions to determine the creditworthiness of a person or a small, owner-operated business. Credit scoring is used by lenders to help decide whether to extend or deny credit.

Explanation:

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